Penny-pinching … Don’t think of it has a burden. Think of it as a challenge! Some people are natural budgeters others of us find it a major stretch. Stretching the value of a dollar is important in this day and age. After all President Obama hasn’t included *MY* household in his stimulus package. Although, I sure could use a few thousand dollars if he finds any extra in his pocket-book. All this money-talk though has me thinking about ways that we can save money, a nickle at a time, even. I can’t be the Joneses (or the Wendts, for that matter). I have wonderful neighbors all around me. One of…